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WASHINGTON · PROPERTY MANAGEMENT

Property Management Insurance for Washington firms.

Most generic real estate E&O leaves Washington property managers exposed. PBI Group writes a PM-specific endorsement that responds to failure-to-maintain, habitability, rent collection disputes, and mismanaged deposit claims under Washington State Department of Licensing — Real Estate Brokers Section.

We Love Our Clients

What our Washington clients are saying

Showing stories from WA

My local Insurance company failed me. I called Paul and his team on a Saturday, needing E&O insurance coverage by Monday.

They accomplished in a day, what my previous Broker was unable to do in a month and saved me money!!! I can't recommend them enough. Thank you all!
Ken
Ken
Century 21 Center Point · WA

We have had the pleasure to work with Paul Bondy at PBI Group for the last 20+ years.

PBI Group's guidance and direction with our E&O Insurance for our Washington state real estate agency has always been great and Paul is always there to quickly answer any questions I have. Great rates, timely response, and just overall awesome customer service! If you are in the market for E&O insurance for your real estate agency I would definitely recommend the PBI Group!
Lisa
Coldwell Banker Walla Walla · WA

Trusted partner for several years with great knowledge and service. PBI Group was by far the most responsive and provided us with the knowledge and service we

needed to understand our real estate E&O insurance coverage. Thank you for your commitment to excellence. We would not hesitate to recommend your firm.
Rod
Rod
Better Homes and Gardens Real Estate McKenzie Group · WA

Fast, efficient, and excellent client service! An affordable E&O insurance policy from a real estate agency that I can highly recommend.

2025 Update: Paul and his PBI Group team have been our solid E&O insurance provider almost since startup! Jen, our "No Department" keeps shopping the E&O insurance rates and there's never enough savings to pull us away. Can't say enough. Thx Paul n Co;) 2026 Update: Absolutely excellent. Good communication (uses phones well:) Good rates and continuing exceptional service.
Aaron
Aaron
SBRE- Small Business Real Estate · WA

The experience is great to secure my E&O insurance for my real estate agency. Paul and Rachel were always available for questions about my E&O insurance.

The process was quick and easy.
Arielle
Arielle
ERA Skyview Realty · WA

Your rapid/speedy response in handling my renewal was greatly appreciated, as well as saving me money on the premium. Thanks!!

Bob
Bob
CENTURY 21 R. E. Lund Realty · WA

What makes PM E&O different in Washington

Washington property managers operate under Washington State Department of Licensing — Real Estate Brokers Section rules. Trust account compliance, habitability, and tenant disputes are the most-cited claim categories. Generic agent-side E&O policies aren't built for these — PM-specific endorsements vary widely between carriers.

PBI Group's PM endorsement responds to the five common claim categories Washington property managers actually face:

  • Failure to maintain — habitability complaints, repair tickets ignored, slip-and-fall on flagged hazards
  • Rent collection / eviction — wrongful eviction counterclaims, harassment allegations, security deposit disputes
  • Mismanaged trust accounts — regulator audit issues, commingling claims
  • Vendor selection — contractor negligence claims pulled into the PM's E&O
  • Owner disputes — disagreements over PM authority, fee structure, or reporting

Washington regulator and PM-specific rules

Property managers in Washington operate under Washington State Department of Licensing — Real Estate Brokers Section. Trust account compliance is typically the most-audited area; our policy form responds to defense costs and regulatory representation in those proceedings, including the deposition phase that pure agent E&O often excludes.

Coverage written for the PM book

Most generic real estate E&O policies are written for the agent-side activity (listings, sales, dual agency). Property management exposures don't fit that mold. PBI Group's PM endorsement extends the policy form to:

  • Habitability / failure-to-maintain claims
  • Rent collection and eviction disputes
  • Trust account audit and regulatory defense
  • Vendor selection liability
  • Owner/PM contract disputes

How PM premium scales by door count

PM premium typically scales with door count, not headcount. We segment by units under management and mix of single-family vs. multi-family. Washington firms operating between 100–500 doors fit the strongest premium tier under our program.

You'll be surprised how affordable the best can be.

Let PBI Group get you a quote — no fluff, no pressure, just a fair price for strong coverage.

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