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(443) 502-5645 sales@pbigroupsolutions.com 1405 S Fern St #96426, Arlington, VA 22202
PBI Group
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MISSOURI · PROPERTY MANAGEMENT

Property Management Insurance for Missouri firms.

Most generic real estate E&O leaves Missouri property managers exposed. PBI Group writes a PM-specific endorsement that responds to failure-to-maintain, habitability, rent collection disputes, and mismanaged deposit claims under Missouri Real Estate Commission.

We Love Our Clients

What our Missouri clients are saying

Showing stories from MO

Paul at PBI Group was extraordinary with his explanations of the proposed real estate E&O insurance coverage and his comparison of our current insurance

… coverage. He educated us on the areas of unacceptable risk that we did know we had. Great company and we are very satisfied with our improved E&O coverage.
Mike
Mike
Keller Williams Lake of the Ozarks · MO

I have never been so excited over an insurance experience as I was with PBI Group. Leighton Stultz is the perfect example of what I mean.

… We have been in contact for almost a year – he was not pushy or overwhelming, very friendly and cordial, called when he said he would, and answered all my questions in a timely manner. Clearly, he could tell I was a bit confused on some of the E&O insurance stuff and did not talk down – we talked as equals. Since he was my first line of contact with PBI Group, his manner made me want to continue. And I am so glad we did – the email with an E&O insurance quote where Paul Bondy introduced himself – that made it personal and clearly let me know that he cared about our company, and we were just not a number.
Patti
Patti
Keller Williams Realty West · MO

Every year filling out applications for E&O insurance forms is a painful, time-consuming venture.

… But this year, Paul made this whole process much easier, and less time-consuming. His knowledge of the real estate E&O insurance industry was quite helpful. He answered all of my questions and guided me through the pitfalls of each carriers' plan. I will be looking forward to working with Paul again next year.
Aaron
Aaron
Abernathy Realty · MO

I was very impressed with Paul's knowledge of the real estate E&O policies that he offered, but also of his knowledge of the competitor's policies.

… His knowledge helped me to shop other options, without having to actually call those companies. I believe that he was honest in answering me in the multitude of questions that I had asked, and he was able to give me both pros and cons of competing policies. I wanted to have some information about coverages before I need them. Thanks Paul for making this insurance jungle a bit less daunting.
Cheryl
Cheryl
Meglio Realty Group · MO

We love working with PBI Group for my real estate E&O insurance and cyber insurance! Easy, fast, and great rates.

Dawn
Dawn
Weichert, Realtors - House of Brokers · MO

I truly appreciate the fact that I merely had to provide an application that I had completed for another company for the E&O policy, and I received rapid and

… complete answers to the coverage prices. Also, you provided the service of securing the ability for me to pay for the real estate E&O policy over a period of time, rather than having to come up with the total amount all at once. Finally, it was a pleasure to have the policy and the full explanation in a quick manner.
Earl
Earl
Century 21 Astro Realty, Inc. · MO
See More Testimonials

What makes PM E&O different in Missouri

Missouri property managers operate under Missouri Real Estate Commission rules. Trust account compliance, habitability, and tenant disputes are the most-cited claim categories. Generic agent-side E&O policies aren't built for these — PM-specific endorsements vary widely between carriers.

PBI Group's PM endorsement responds to the five common claim categories Missouri property managers actually face:

  • Failure to maintain — habitability complaints, repair tickets ignored, slip-and-fall on flagged hazards
  • Rent collection / eviction — wrongful eviction counterclaims, harassment allegations, security deposit disputes
  • Mismanaged trust accounts — regulator audit issues, commingling claims
  • Vendor selection — contractor negligence claims pulled into the PM's E&O
  • Owner disputes — disagreements over PM authority, fee structure, or reporting

Missouri regulator and PM-specific rules

Property managers in Missouri operate under Missouri Real Estate Commission. Trust account compliance is typically the most-audited area; our policy form responds to defense costs and regulatory representation in those proceedings, including the deposition phase that pure agent E&O often excludes.

Coverage written for the PM book

Most generic real estate E&O policies are written for the agent-side activity (listings, sales, dual agency). Property management exposures don't fit that mold. PBI Group's PM endorsement extends the policy form to:

  • Habitability / failure-to-maintain claims
  • Rent collection and eviction disputes
  • Trust account audit and regulatory defense
  • Vendor selection liability
  • Owner/PM contract disputes

How PM premium scales by door count

PM premium typically scales with door count, not headcount. We segment by units under management and mix of single-family vs. multi-family. Missouri firms operating between 100–500 doors fit the strongest premium tier under our program.

You'll be surprised how affordable the best can be.

Let PBI Group get you a quote — no fluff, no pressure, just a fair price for strong coverage.

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