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(443) 502-5645 sales@pbigroupsolutions.com 1405 S Fern St #96426, Arlington, VA 22202
PBI Group
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KENTUCKY · PROPERTY MANAGEMENT

Property Management Insurance for Kentucky firms.

Most generic real estate E&O leaves Kentucky property managers exposed. PBI Group writes a PM-specific endorsement that responds to failure-to-maintain, habitability, rent collection disputes, and mismanaged deposit claims under Kentucky Real Estate Commission (KREC).

We Love Our Clients

What our Kentucky clients are saying

Showing stories from KY

It is always a pleasure to work with PBI Group to obtain my real estate E&O insurance for my Texas agency. Mr.

… Paul Bondy is very knowledgeable about the products and our company, assists me every time I call, and prompt in handling any and all issues. He, along with PBI Group, makes my job much easier.
Belinda
Belinda
Century 21 Northside · TX

Renewing our real estate E&O Insurance was made very easy by Paul at PBI Group. He sent the renewal form and then a gentle reminder when he didn't have it back

… within a couple of weeks. He was available and answered my questions quickly. I will definitely go back to PBI Group when the time comes to renew our E&O insurance policy.
Bob
Bob
Keller Williams Realty Leading Edge · RI

I really enjoyed working with Paul on this year’s real estate E&O insurance renewal.

… The most important result of the process was that Paul provided me with some real insight on real estate E&O coverage. I had been chasing lower premiums, being aggressive with agents on each renewal cycle. I thought I was doing a good job for our firm by saving money. I realize now that I was shortchanging our principal and our agents by not getting the most coverage for every premium dollar paid. Thanks Paul. We are in a much better place now
Bob
Bob
Coldwell Banker Seaside Realty · NC

I had the pleasure of working with Paul Bondy and PBI Group over the past few years on the E&O Insurance for my offices as well as several other offices in the

… Colorado Keller Williams region. With the guidance of my legal counsel, sixteen market centers decided to aggregate their purchasing power. We secured and reviewed E&O quotes through five different E&O insurance companies, and ultimately selected PBI Group. We chose to work with Paul because of his extensive knowledge of the product, his availability, and his ability to save us money on our premiums. I should note that we also hired an E&O coverage attorney as a consultant to review all of our quotes, and PBI Group's policy was determined to be the most complete/comprehensive.
Brian
Brian
Keller Williams Advantage Realty · CO

I have worked with Paul Bondy of PBI Group for many years when selecting E&O coverage for my Wisconsin brokerage and have always been treated fairly and

… respectfully. I was given many options for coverage at renewal time and was never pushed in one direction. When I had questions about various elements of coverage, they were answered in detail, and to my satisfaction. I had the feeling that my best interests were at the heart of the matter! Additionally, my calls and emails were always responded to lightening fast! I would welcome the opportunity to share my experience with anyone considering this company, and I recommend them to anyone who needs real estate E&O insuarnce without reservation.
Candace
Candace
Century 21 Affiliated · WI

Paul was super knowledgeable and was happy to explain everything I needed to know to make an informed decision regarding our real estate E&O insurance.

… He was patient and very quick to respond whenever I contacted him. Also, the policy wound up being less expensive with WAY better coverage than our next best quote! It was a no-brainer!
Cherie
Cherie
Keller Williams Realty · PA
See More Testimonials

What makes PM E&O different in Kentucky

Kentucky property managers operate under Kentucky Real Estate Commission (KREC) rules. Trust account compliance, habitability, and tenant disputes are the most-cited claim categories. Generic agent-side E&O policies aren't built for these — PM-specific endorsements vary widely between carriers.

PBI Group's PM endorsement responds to the five common claim categories Kentucky property managers actually face:

  • Failure to maintain — habitability complaints, repair tickets ignored, slip-and-fall on flagged hazards
  • Rent collection / eviction — wrongful eviction counterclaims, harassment allegations, security deposit disputes
  • Mismanaged trust accounts — regulator audit issues, commingling claims
  • Vendor selection — contractor negligence claims pulled into the PM's E&O
  • Owner disputes — disagreements over PM authority, fee structure, or reporting

Kentucky regulator and PM-specific rules

Property managers in Kentucky operate under Kentucky Real Estate Commission (KREC). Trust account compliance is typically the most-audited area; our policy form responds to defense costs and regulatory representation in those proceedings, including the deposition phase that pure agent E&O often excludes.

Coverage written for the PM book

Most generic real estate E&O policies are written for the agent-side activity (listings, sales, dual agency). Property management exposures don't fit that mold. PBI Group's PM endorsement extends the policy form to:

  • Habitability / failure-to-maintain claims
  • Rent collection and eviction disputes
  • Trust account audit and regulatory defense
  • Vendor selection liability
  • Owner/PM contract disputes

How PM premium scales by door count

PM premium typically scales with door count, not headcount. We segment by units under management and mix of single-family vs. multi-family. Kentucky firms operating between 100–500 doors fit the strongest premium tier under our program.

You'll be surprised how affordable the best can be.

Let PBI Group get you a quote — no fluff, no pressure, just a fair price for strong coverage.

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