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(443) 502-5645 sales@pbigroupsolutions.com 1405 S Fern St #96426, Arlington, VA 22202
PBI Group
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DELAWARE · PROPERTY MANAGEMENT

Property Management Insurance for Delaware firms.

Most generic real estate E&O leaves Delaware property managers exposed. PBI Group writes a PM-specific endorsement that responds to failure-to-maintain, habitability, rent collection disputes, and mismanaged deposit claims under Delaware Real Estate Commission.

We Love Our Clients

What our Delaware clients are saying

Showing stories from DE

I have been very impressed with the level of service provided by Paul and the PBI Group.

… Phone calls are always returned promptly, and questions are always answered. I would not hesitate to recommend PBI Group for your real estate Professional Liability Insurance needs.
Bruce
Bruce
Coldwell Banker Resort Realty · DE

Paul, many many thanks for your excellent and very patient assistance in explaining all the necessary coverages in our very important annual decision on our

… E&O protection for our Delaware real estate agency. Your policy, terms, coverage, and premiums are excellent, with all the extended coverage so critical in our real estate brokerage business. We feel reassured and secure in having you and your expertise, and most of all your personal interest in the best policy for us, protecting us in the year ahead. Thank you again for all your assistance and follow-up. Best wishes to you in your business.
Francis
Francis
Coldwell Banker Rowley Realtors · DE

Once again a wonderful experience renewing the Errors and Omissions insurance policy.

… Paul is easy to work with and very responsive to questions and or concerns.
Julie
Julie
Harrington Realty · DE

E&O insurance is a very important, accurate resource to have for all Delaware real estate businesses.

… Paul Bondy and his company are excellent in their legal assistance to process and accurately solve problems that arise. He very calmly explains the solutions and follows through with good results. We highly recommend PBI Group for insurance needs with E&O and the recent Cyber threats.
Teresa
Teresa
Coldwell Banker Rowley Realtors · DE
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What makes PM E&O different in Delaware

Delaware property managers operate under Delaware Real Estate Commission rules. Trust account compliance, habitability, and tenant disputes are the most-cited claim categories. Generic agent-side E&O policies aren't built for these — PM-specific endorsements vary widely between carriers.

PBI Group's PM endorsement responds to the five common claim categories Delaware property managers actually face:

  • Failure to maintain — habitability complaints, repair tickets ignored, slip-and-fall on flagged hazards
  • Rent collection / eviction — wrongful eviction counterclaims, harassment allegations, security deposit disputes
  • Mismanaged trust accounts — regulator audit issues, commingling claims
  • Vendor selection — contractor negligence claims pulled into the PM's E&O
  • Owner disputes — disagreements over PM authority, fee structure, or reporting

Delaware regulator and PM-specific rules

Property managers in Delaware operate under Delaware Real Estate Commission. Trust account compliance is typically the most-audited area; our policy form responds to defense costs and regulatory representation in those proceedings, including the deposition phase that pure agent E&O often excludes.

Coverage written for the PM book

Most generic real estate E&O policies are written for the agent-side activity (listings, sales, dual agency). Property management exposures don't fit that mold. PBI Group's PM endorsement extends the policy form to:

  • Habitability / failure-to-maintain claims
  • Rent collection and eviction disputes
  • Trust account audit and regulatory defense
  • Vendor selection liability
  • Owner/PM contract disputes

How PM premium scales by door count

PM premium typically scales with door count, not headcount. We segment by units under management and mix of single-family vs. multi-family. Delaware firms operating between 100–500 doors fit the strongest premium tier under our program.

You'll be surprised how affordable the best can be.

Let PBI Group get you a quote — no fluff, no pressure, just a fair price for strong coverage.

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