PBI Group writes E&O, Cyber, and General Liability for 8 distinct audiences across the real estate ecosystem. Each program is built around the actual claim patterns we see — not a generic professional-liability template.
PBI Group has written over 50,000 real estate E&O policies for ~1,500 firms across all 50 states. The flagship policy form is built around the actual claim categories brokerages face — disclosure failures, dual-agency, fair-housing, wire-fraud — not the generalist E&O most carriers staple together.
See Real Estate Agents & Brokers coverage
PM exposure is distinct from sales-side E&O. We write coverage with explicit habitability, trust-accounting, eviction-process, and vendor-selection defense — for fee-managed residential PM firms in all 50 states, including the carve-outs every state regulator requires.
See Property Management coverage
Appraisers face long-tail discovery, USPAP compliance, lender-mandated limits, and AMC-routed work that adds an entire layer of contractual risk. We write appraiser E&O across residential, commercial, and AMC-channel firms.
See Appraisers coverage
Title agency E&O has to defend a different claim profile than a brokerage policy — closing-protection-letter exposure, search-and-examination errors, wire-fraud coordination with cyber. We write the carve-outs explicitly.
See Title Agents coverage
Escrow firms control buyer funds at the moment of greatest exposure. We write instruction-error defense, trust-account language, and wire-fraud-aware coordination with cyber liability — built for the closing table.
See Escrow Officers coverage
Mortgage broker E&O has to defend regulatory disputes, loan-origination errors, and fair-lending claims. We write coverage with TRID timing defense, RESPA disclosure language, and CFPB-aware policy structure.
See Mortgage Brokers coverage
TCs carry exposure independent of the agents they support — missed deadlines, document-handling errors, MLS misrepresentations. We write Transaction Coordinator E&O with explicit coordination-error defense, in-house or independent.
See Transaction Coordinators coverage
STR/vacation-rental exposure is distinct from long-term PM — booking errors, listing accuracy, guest-injury, dynamic-pricing disputes, local-ordinance compliance. We write STR-aware coverage across all 50 states.
See Vacation Rental Managers coverage
Let PBI Group get you a quote — no fluff, no pressure, just a fair price for strong coverage.
